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SA Company News: The Johannesburg Stock Exchange All-Share Index closed 1.23% lower at the 108 335 level. In an operational update from Cashbuild, the company said that group revenue increased by 6% in Q4 FY2026, with 1% growth from existing stores and 5% contributed by new stores, while full-year revenue also rose 6%. Comparable store […]

Most investors spend little time reading the documents attached to their investments, despite those documents containing the exact information needed to better understand risk, performance and portfolio construction. One of the most important of these documents is the MDD that stands for Minimum Disclosure Document, yet many investors either ignore it completely or only glance […]

Many people judge financial progress by salary, but experienced financial advisers often focus on a different measure, known as the savings ratio. Two people can earn exactly the same income and live completely different financial lives depending on how much of that income is actually being kept and invested for the future. Over time, the […]

Building wealth in your twenties and thirties has less to do with finding the perfect investment and far more to do with understanding the financial decisions that quietly shape your future over time. Financial advisers often see the same costly mistakes repeated by young investors, despite many of them being entirely avoidable with the right […]

There comes a point in every investor’s life where the focus shifts from building wealth to protecting the lifestyle that wealth is meant to support. The years leading up to retirement are often far more financially complex than people expect, because the decisions made during this period can have consequences that last for decades and […]

For many people, money has long been treated as a neutral tool, something to be optimised for growth, protection, or income, often without much reflection on the broader consequences of how it is used. Yet, increasingly, individuals are beginning to question whether their financial decisions reflect what truly matters to them. Sustainability, ethical labour practices, […]

Offshore equity fundamental valuation FUNDAMENTAL VALUATION Technical Statistics Date 6/17/26 Share Ticker Sector Close P/E Fwd P/E Trailing Div yield Div Yield Fwd Annual Div Yield Beta 1 year target 52-week Range 50-day moving average 200-day moving average Apple Inc. AAPL-US Electronic Technology 299.24 40.11 31.84 0.00 0.00 0.00 1.09 318.41 195.070000-317.400000 288.02 267.87 Microsoft […]

Earning your first real income is significant because it not only represents independence and possibility but also marks the beginning of financial decision-making that will shape your life far beyond what that initial salary might suggest. What often gets overlooked, however, is that the habits formed at this stage tend to compound just as powerfully […]

One of the most powerful forces shaping your financial situation is something you will never see on a statement, never be billed for directly, and yet pay for constantly. It is the concept of opportunity cost, which, simply put, is the value of the alternative you did not choose. In personal finance and investing, this […]

We often approached insurance as a grudge purchase, something we know they we should have, but engage with it reluctantly and, in many cases, superficially. This tends to lead to a set of common misunderstandings that undermine its purpose entirely. At its core, insurance is not about returns or even value in the traditional sense […]