Category: Personal Finance Articles

How to Think About Your Options at Retirement

Five Things A Financial Adviser Want Every Young Investor To Know

Building wealth in your twenties and thirties has less to do with finding the perfect investment and far more to do with…

Five Things Every Financial Adviser Wishes Investors Nearing Retirement Understood Sooner

There comes a point in every investor’s life where the focus shifts from building wealth to protecting the lifestyle that wealth is…

Turning Your Bond Into A Smarter Financial Lever

A home loan is often seen as a necessary burden, something to be paid off as quickly as possible and then forgotten,…
financial advice

Joint Accounts, Shared Costs, And The Risk You Are Not Seeing

There is something deeply reassuring about a joint account, because it feels like a symbol of partnership, simplicity, and shared responsibility, all…

How Interest Rates Shape Your Everyday Finances

Interest rates are often spoken about in abstract terms, announced in percentages and discussed in economic commentary, yet their real impact is…

Breaking Down The Impact Of The 2026 Budget

A couple of weeks ago the Finance Minister, Enoch Godongwana delivered the 2026 national budget, and one of the clearest messages for…
emergency fund

Think Of Your Emergency Fund As An Investment Strategy

People often describe an emergency fund as a safety net or a buffer, while others refer to it as a simple financial…

Time To Top Up Your Tax-Free Savings and Retirement Contributions

As the end of February approaches, many are focused on school terms, year-end work pressures, or simply getting through the first stretch…
FINANCIAL RISK

Three Financial Risks Students Should Understand Early

When people think about personal finance and investing, they often focus on returns, growth, and success stories, while paying far less attention…
ETF

Unpacking Actively Managed ETFs

Exchange-traded funds, more commonly known as ETFs, have become a familiar feature in investment portfolios over the past two decades. Initially popular…